What does Gainy, Inc. do with your personal information

Why?


Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

- Social Security number
- Purchase history
- Assets and account balances
- Risk tolerance
- Investment experience

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Gainy, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Reasons we can share your personal information

Does Gainy, Inc. share?

Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –
to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes –
information about your transactions and experiences

Yes

We don’t share

For our affiliates’ everyday business purposes –
Information about your creditworthiness

Yes

We don’t share

For nonaffiliates to market to you

Yes

We don’t share

To limit our sharing


Visit us online: https://bit.ly/3eo3wRQ

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
In addition, if you provide to us any ideas, proposals, suggestions or other materials (“Feedback”), whether related to the Service or otherwise, such Feedback will be deemed a Submission, and you hereby acknowledge and agree that such Feedback is not confidential and that your provision of such Feedback is gratuitous, unsolicited and without restriction, and does not place Gainy under any fiduciary or other obligation.

Questions?


Call us at (650) 580-9174.

Who are we


Who is providing this notice?
Gainy, Inc.

What we do


How does Gainy, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

To protect you from “phishing” and other fraudulent activities, we will never request that you provide personal information to us via unsolicited e-mails, text messages or pop-up windows.

How does Gainy, Inc.collect my personal information?

We collect your personal information, for example, when you

- give us your contact information
- open an account
- seek advice about your investments
- tell us about your investment or retirement portfolio
- tell us about your investment or retirement earnings

Why can’t I limit all sharing?

Federal law gives you the right to limit only

- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions


Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

- Gainy, Inc. has no affiliates.

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

- Gainy, Inc. does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

- Gainy, Inc. doesn’t jointly market.