Proof portfolio
Reverse your losses with Inflation-Proof Portfolio from Gainy
on the falling market

Ready to save money?
Meet enemy #1 — Inflation

$79.1 in purchasing power now.
Here’s why you notice
inflation now. It’s 4 time higher than regular
Charting U.S Inflation Over 100 Years
Why is this happening?

Let’s imagine 5 years ago you invested in:
(S&P 500*)
Proof portfolio
A closer look at the difference
What’s the magic?
to the end consumer win.
What are these sectors?
an average monthly return of the sector and subtracted the return of SPY (S&P 500 ETF) to calculate an excess return of an equally weighted sectoral portfolio.
Energy has a positive correlation to inflation because the revenues of energy stocks are naturally tied to energy prices, a key component of inflation indices, such as CPI(Consumer Price Index) and PPI(Producers Price Index), with the second being the predecessor of inflation for CPI.
REITs own real-estate assets and may provide a partial inflation hedge via the pass-through of price increases in rental contracts and property prices. The cost of mortgages is most often fixed, the rent increases with general inflation, which is in favor of property owners.
Banks and insurance companies historically benefit from growing interest rates. Although the cost base for banks increases, i.e fed rates at which they borrow increase, they can more than make up for it by transferring this increase to borrowers and even increasing their profit margins while doing so. Insurance companies on the other hand profit from higher fixed income yields when investing their funds in bonds.
As natural monopolies, they should be able to pass on cost increases to consumers, but their pricing power is often limited by regulators. However, the regulator usually allows some increase in tariffs caused by higher energy prices and inflation, which helps companies maintain profit margins and sometimes even slightly increase them.
Food and staple retailers can usually transfer the growing cost of goods to consumers and even increase profit margins given enough consumer spending power. At periods of high inflation profit margins across the sector are under pressure due to rising distribution and logistics costs. However, retailers have the highest bargaining power in the supply chain due to their scale and pass increased logistics cost either to suppliers or end consumers, hence maintaining profitability.
Are all companies falling?
Protect your savings now by investing in the inflation-proof portfolio made by Gainy
Exxon Mobil Corp
Walmart Inc
Chevron Corporation
NextEra Energy Inc
JPMorgan Chase
Exxon Mobil Corp
Exxon Mobil Corp

Southern Company
