Explore the questions customers like you ask us, and learn how we can help you meet your financial goals.
Gainy is a thematic investing platform that allows investing in stocks, ETFs, and TTFs.
Gainy's Thematic Trading Fractionals (TTFs) are a solution for investors who want flexibility and control but may not have the time or expertise for extensive stock research and portfolio optimization.
The Gainy platform is an optimal way to diversify your risk, invest in themes you believe in, and increase your gains.
Thematic Trading Fractionals are optimized model portfolios typically made of 10-15 stocks devoted to one topic, cause, or investment strategy, e.g. FinTech, Cybersecurity, or Inflation-Proof Portfolio. TTFs are automatically rebalanced when a new company becomes available or an existing stock is underperforming. It is the most convenient way to invest in what you like and believe in.
TTFs offer a balance between diversification and investment focus that is not found in ETFs.
Gainy will regularly optimize and rebalance TTFs for clients, ensuring their portfolios are always up-to-date with the latest relevant companies and performance.
Using Gainy's recommendation tools and financial data, users can choose from over 70 model portfolios based on industries (e.g., Electric Vehicles), investment styles (e.g., Low-volatility stocks), and market conditions (e.g., Inflation-Proof portfolio).
You can read more about TTFs here.
Unlike in stocks, when you invest in TTFs you don’t have to spend hours researching individual companies. We’ve researched the best stocks in each TTF based on their fundamentals, volatility, and returns. You can have laser focus investments in specific ideas but diversify your risks by investing in TTFs.
TTFs don’t have hundreds of unknown companies like ETFs that disperse all of your growth but typically 10-15 stocks hand-picked by professionals and optimized with algorithms with a goal of delivering diversification and balancing risk/return of the portfolio.
Gainy is a registered investment advisor with the US Securities and Exchange Commission (SEC). We can legally provide advisory services to investors in the United States. Please see full legal information about the company in the legal hub.
Our brokerage partner, DriveWealth, is a member of FINRA & SIPC. Your account is protected for up to $500,000 (including FDIC insurance for up to $250,000 on claims for cash). DriveWealth also works with Cash App and Revolut.
Gainy uses bank-level security and SSL and 256-bit encryption to ensure your information is fully protected. We work with Plaid, Inc to link your bank accounts, also used by Venmo, Acorns, & Chime. We do not and never will store your online banking credentials.
We don't charge any trading commissions and you can place as many orders as you like. Our advisory service monthly fee is 0.08% on assets under management or $8 for accounts with less than $10,000.
It takes up to 3 business days to route your funds to the platform. However, as soon as your account is approved (usually almost instantly) you can place order requests right away on the amount of investments that you sent to Gainy. In this case these orders will be executed as soon as the funds arrive. For example, if you open an account on Monday and place an order, and your money arrived on Tuesday morning, your order will be also executed on Tuesday often within 15 minutes, but no later than at 10:30 am EST. If you are opening your account on Friday, then your funds and your purchase (in most cases) will happen on Monday next week.
All the purchase orders are executed no later than the next business day at 10:30 am EST. It’s designed that way to optimize your trading activities with TTFs and for automatic rebalancing of each purchase of a TTF. In this case, if any new company becomes available for a TTF or any market related optimization happens to a TTF, it will be rebalanced automatically without any work on your end. However, you can see the whole history of all the past and upcoming transactions in the app. You can place more transactions or cancel upcoming orders before they are executed.
Research and analysis functionality is available in all countries except for those not supported by the App Store. Investing capabilities are only available for the US residents due to SEC regulations.
Please visit Contact Us to see all available options depending on your request.
In addition to investing in stocks, ETFs, and TTFs, Gainy users will also have access to personalized investment advice through the match score, which suggests stocks and portfolios that align with their interests and investment goals.
Recommendations are based on a user’s risk/reward profile, investment horizon, existing portfolio, and interests. To make personalization real we use an in-house algorithm to optimize recommendations to each individual investor.
Yes, you can.
— Functional and easy-to-understand market data;
— A wide range of financial indicators on investment instruments to support transaction decisions;
— Comparison of investment ideas and individual stocks with the overall market performance;
— Gainy provides financial data at the tip of your fingers that helps to understand what you are investing in.
